Why single-processor dependence is a risk
Every processor has incidents. That is why processors run status pages: Adyen's own documentation tells merchants to first check the status of the Adyen payments platform when they hit an issue, and it sends system messages about service status. Third-party trackers such as Downdetector and StatusGator also publish user reports for major providers.
With one processor, the merchant's only options during an incident are to wait or to have a second integration ready. A routing layer makes a second and third processor part of normal operations instead of an emergency project.